About This Calculator
To use this calculator you will need to enter a password into the box below. To obtain a password, please contact Genesis Analytics at info@genesisanalytics.com.
This analysis will show the impact on your profitability as a result of improvement in approval rates and net charge-offs. First input data based on your current portfolio. Then input potential improvement percentages as a result of using the Genesis Report in the last two cells. Please note that the Genesis Report can increase approval rates up to 55% while maintaining the same bad rate or decrease bad rates up to 35% while maintaining the same approval rate.
For the purpose of this analysis, profitability is defined as the NPV of lease/loan payments less NPV of net charge-offs less cost of the Genesis Report. The discount rate used is your cost of funds.
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